Quality pre-owned vehicles. We finance everyone. We report to all three credit bureaus.
We're a family-owned lot, not a national chain. You'll deal with the same people every time you walk in.
We finance everyone in-house. No bank denials, no third-party headaches.
We report every on-time payment to TransUnion, Equifax, and Experian.
Clear weekly or biweekly payments. No hidden fees. No surprises.
Same-day approval. Bring ID, paystub, and a down payment — leave in your new ride.
Three steps from the parking lot to driving home.
Browse on our lot or online. Tell us what you need — daily driver, family hauler, work truck.
Bring ID, a recent paystub, proof of residence, and references. We do the financing right here.
Same-day approvals. Sign the paperwork, hand over your down payment, and the keys are yours.
Real reviews from Sherman drivers.
"They helped me when no bank would. Drove home the same day."
"Honest. No tricks. My credit went up 60 points in six months."
"Two vehicles now. Same deal, same people every time."
Yes. We finance every vehicle in-house at our Sherman, TX lot — no bank or outside lender needed. You make your payments right here with us.
Absolutely. We approve good credit, bad credit, and no credit. At a buy here pay here lot, your job and income matter more than your credit score.
Bring a valid ID, proof of income (a recent paystub), proof of residence, a few personal references, and a down payment. You can start your application online in a few minutes.
Yes — we report your on-time payments to all three major credit bureaus (TransUnion, Equifax, and Experian) so buying from us helps you build your credit.
It varies by vehicle, and many of our cars have low down payments. Call us at (903) 893-1540 or apply online and we will go over your options.
We are at 4026 Texoma Pkwy, Sherman, TX 75090. We are open Monday through Friday 8:00am to 5:00pm and Saturday 8:00am to 4:00pm.
Open six days a week. Stop by — coffee's on us.
Monday – Friday: 8:00am – 5:00pm
Saturday: 8:00am – 4:00pm
Sunday: Closed
